:root{
  --navy:#06253a; --green:#06786a; --green2:#0ba88b; --mint:#eaf8f3; --sky:#eef8ff;
  --orange:#ff7600; --bg:#fbfcfb; --line:#dce7e5; --muted:#587081; --shadow:0 18px 50px rgba(6,37,58,.10);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;color:var(--navy);background:var(--bg)}
a{color:inherit;text-decoration:none} button,input{font:inherit} button{cursor:pointer}
.topbar{height:76px;display:flex;align-items:center;gap:28px;padding:0 clamp(20px,4vw,56px);background:white;position:sticky;top:0;z-index:20;border-bottom:1px solid #edf2f1}
.brand{display:flex;align-items:center;gap:10px;min-width:max-content}.brand>span:last-child{display:flex;flex-direction:column;line-height:.92}.brand strong{font-size:22px;letter-spacing:.02em}.brand b{font-size:20px;color:var(--green);letter-spacing:.08em}
.brand-bars{display:flex;align-items:flex-end;gap:3px;height:35px}.brand-bars i{display:block;width:7px;border-radius:4px 4px 0 0;background:linear-gradient(#11ad8f,#53c9a6)}.brand-bars i:nth-child(1){height:16px}.brand-bars i:nth-child(2){height:26px}.brand-bars i:nth-child(3){height:35px}
.nav{display:flex;gap:28px;margin-left:auto;font-size:14px;font-weight:650}.nav a:hover{color:var(--green)}
.btn{border:0;border-radius:10px;padding:14px 20px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;transition:.2s transform,.2s box-shadow}.btn:hover{transform:translateY(-1px)}.btn-primary{background:linear-gradient(135deg,#0a806f,#00594f);color:white;box-shadow:0 10px 25px rgba(6,120,106,.18)}.btn-small{padding:12px 18px}
.hero{display:grid;grid-template-columns:1.08fr .92fr;min-height:480px;background:linear-gradient(100deg,#fff6ec 0%,#fff 54%);overflow:hidden}
.hero-copy{padding:clamp(48px,6vw,86px) 6vw 56px;max-width:780px}.eyebrow{font-size:12px;letter-spacing:.14em;font-weight:900;color:var(--green)}
.hero h1{font-size:clamp(44px,5.6vw,74px);line-height:.98;margin:14px 0 18px;letter-spacing:-.045em}.hero h1 span{color:var(--green)}.hero p{font-size:20px;line-height:1.5;max-width:650px}
.hero-points{display:flex;gap:34px;margin:30px 0}.hero-points div{display:flex;gap:10px;align-items:center;font-size:14px}.hero-points span{color:var(--green2);font-size:22px}
.hero-photo{background:linear-gradient(90deg,rgba(255,255,255,.18),rgba(255,255,255,0)),url('assets/hero.jpg') center/cover no-repeat;min-height:480px;position:relative}.hero-note{position:absolute;right:7%;top:20%;font-family:Georgia,serif;font-size:32px;font-style:italic;color:white;transform:rotate(-4deg);text-shadow:0 2px 6px rgba(0,0,0,.3);text-align:center}
.planner-wrap{padding:0 3vw 44px;margin-top:-45px;position:relative;z-index:5}.planner-card{max-width:1180px;margin:auto;background:#fff;border:1px solid #e8eeee;border-radius:20px;box-shadow:var(--shadow);overflow:hidden}
.stepper{display:grid;grid-template-columns:repeat(6,1fr);gap:4px;padding:22px 32px 10px}.step{text-align:center;position:relative;color:#78909d}.step:before{content:"";position:absolute;height:2px;background:#dfe9e7;left:-50%;right:50%;top:16px;z-index:0}.step:first-child:before{display:none}.step span{width:34px;height:34px;border-radius:50%;background:#edf3f5;display:inline-flex;align-items:center;justify-content:center;font-weight:900;position:relative;z-index:1}.step small{display:block;margin-top:8px;font-size:12px}.step.active{color:var(--navy)}.step.active span,.step.done span{background:var(--green);color:white}.step.done:before,.step.active:before{background:var(--green)}
.planner-grid{display:grid;grid-template-columns:1fr 310px;border-top:1px solid #edf2f1}.questions{padding:34px 38px}.panel{display:none}.panel.active{display:block}.mini{font-size:11px!important;letter-spacing:.12em;color:var(--green)!important;font-weight:900!important}.panel h2{font-size:34px;margin:4px 0 8px;letter-spacing:-.03em}.panel>p{font-size:16px;color:var(--muted);margin:0 0 24px;line-height:1.45}
.field{display:flex;flex-direction:column;gap:7px}.field span{font-size:13px;font-weight:800}.field input{border:1.5px solid #cddbd8;border-radius:10px;padding:14px 15px;outline:none;background:white}.field input:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(6,120,106,.08)}.age-row{display:flex;gap:14px}.grow{max-width:320px}.compact{max-width:220px;margin-top:14px}
.option-grid{display:grid;gap:12px}.option-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.option-grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.option-grid button{min-height:70px;border:1.5px solid #d6e1df;border-radius:11px;background:#fff;color:var(--navy);font-weight:800;padding:12px}.option-grid button:hover,.option-grid button.selected{border-color:var(--green);background:#eef9f6;box-shadow:0 0 0 2px rgba(6,120,106,.07)}
.actions{display:flex;justify-content:space-between;align-items:center;margin-top:28px}.link{border:0;background:none;color:#536b7c;font-weight:800}.years-box{margin-top:18px;padding:16px 18px;border-radius:12px;background:linear-gradient(120deg,#eaf8f3,#eef8ff);display:flex;align-items:baseline;gap:10px}.years-box strong{font-size:32px;color:var(--green)}.years-box span{font-weight:800}
.planner-side{background:linear-gradient(160deg,#eefbfb,#edf6ff);display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;padding:36px}.planner-side .sun-icon{font-size:42px}.planner-side blockquote{font-family:Georgia,serif;font-size:26px;line-height:1.2;margin:14px 0}.planner-side p{color:var(--muted);line-height:1.45}
.result-section{max-width:1180px;margin:0 auto 44px;padding:0 3vw}.result-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:0;border-radius:20px;overflow:hidden;box-shadow:var(--shadow);border:1px solid #e3ecea}.result-card,.cta-card{padding:38px}.result-card{background:linear-gradient(145deg,#effbf6,#f8fffd)}.cta-card{background:linear-gradient(145deg,#f0f9ff,#e7f5ff)}.result-card h2,.cta-card h2{font-size:32px;margin:8px 0 10px;letter-spacing:-.03em}.result-card>p,.cta-card>p{color:var(--muted);line-height:1.5}.summary-list{margin:22px 0;background:white;border-radius:12px;padding:8px 18px}.summary-list div{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid #e8eeee}.summary-list div:last-child{border-bottom:0}.summary-list dt{color:#647d8b}.summary-list dd{margin:0;font-weight:900;text-align:right}.capital-box{background:white;border-radius:12px;padding:18px;display:flex;gap:22px;align-items:center}.capital-box div{min-width:220px}.capital-box small{display:block;font-weight:800;color:#617482}.capital-box strong{display:block;font-size:30px;color:var(--navy);margin-top:3px}.capital-box p{margin:0;color:var(--muted);font-size:14px;line-height:1.4}.pill{display:inline-block;background:white;border-radius:20px;padding:7px 11px;font-size:12px;font-weight:900;color:var(--green)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}.check{display:flex;gap:9px;margin:16px 0;font-size:13px;color:#526b79}.check input{accent-color:var(--green)}.btn-whatsapp{width:100%;background:linear-gradient(135deg,#ff8d1a,#ff6900);color:white;font-size:16px}.disclaimer{display:block;text-align:center;margin-top:10px;color:#6f8490}.hidden{display:none!important}
.benefit-strip{max-width:1180px;margin:0 auto 54px;display:grid;grid-template-columns:repeat(4,1fr);background:linear-gradient(90deg,#eefaf7,#eef8ff);border-radius:16px;overflow:hidden}.benefit-strip div{padding:24px;display:flex;gap:12px;align-items:center;border-right:1px solid #dce8e8}.benefit-strip div:last-child{border-right:0}.benefit-strip span{font-size:25px;color:var(--green)}
.content-section{max-width:1180px;margin:0 auto;padding:34px 3vw 70px}.content-section>h2{font-size:38px;margin:8px 0 26px;letter-spacing:-.035em}.cards{display:grid;gap:16px}.cards.three{grid-template-columns:repeat(3,1fr)}.cards article{background:#fff;border:1px solid #e4ecea;border-radius:14px;padding:24px;box-shadow:0 8px 24px rgba(8,44,62,.05)}.cards article>span{font-weight:950;color:var(--green);font-size:14px}.cards h3{font-size:20px;margin:10px 0}.cards p{color:var(--muted);line-height:1.5}
.faq details{border-top:1px solid #dfe7e7;padding:16px 0}.faq details:last-child{border-bottom:1px solid #dfe7e7}.faq summary{font-weight:900;cursor:pointer}.faq details p{color:var(--muted);line-height:1.55;max-width:850px}
footer{display:flex;gap:30px;align-items:center;padding:30px 4vw;border-top:1px solid #e4eceb;background:white;font-size:13px}footer p{margin:0 auto 0 0;color:#677e8a;max-width:640px}footer .brand strong{font-size:16px}footer .brand b{font-size:15px}footer .brand-bars{height:26px}footer .brand-bars i{width:5px}footer .brand-bars i:nth-child(1){height:12px}footer .brand-bars i:nth-child(2){height:19px}footer .brand-bars i:nth-child(3){height:26px}
@media(max-width:920px){.nav{display:none}.topbar{height:68px}.hero{grid-template-columns:1fr}.hero-copy{padding-bottom:34px}.hero-photo{min-height:330px}.planner-wrap{margin-top:-20px}.planner-grid{grid-template-columns:1fr}.planner-side{display:none}.result-grid{grid-template-columns:1fr}.cards.three{grid-template-columns:1fr}.benefit-strip{grid-template-columns:1fr 1fr}.benefit-strip div{border-bottom:1px solid #dce8e8}.option-grid.four{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.topbar .btn-small{display:none}.brand strong{font-size:18px}.brand b{font-size:17px}.hero h1{font-size:47px}.hero p{font-size:17px}.hero-points{flex-direction:column;gap:12px}.planner-wrap{padding:0 12px 34px}.stepper{padding:18px 8px 8px}.step small{display:none}.questions{padding:26px 20px}.panel h2{font-size:28px}.option-grid.two,.option-grid.four{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.result-section{padding:0 12px}.result-card,.cta-card{padding:26px 20px}.capital-box{flex-direction:column;align-items:flex-start}.benefit-strip{margin:0 12px 40px;grid-template-columns:1fr}.content-section{padding-left:20px;padding-right:20px}.content-section>h2{font-size:32px}footer{flex-direction:column;align-items:flex-start}.hero-note{font-size:26px}.hero-photo{min-height:290px}}